Thursday, August 23, 2007
Insurance Institute for Highway Safety Acknowledges Volvo S80 as 'Top Safety Pick'
"Volvo safety has been over 80 years in the making. Our cars are born from a culture that believes in protecting those in and around everything we make," states Anne Belec, President and CEO, Volvo Cars of North America. "Safety is a matter of cultural pride. Safety is not added on; it comes with the first kernel of thought when designing a new Volvo."
Volvo's holistic, 'Circle of Development' approach to safety starts from real world accident research, moving through to engineering, testing, manufacturing and coming back to real world accident research. Volvo safety is about Protective and Preventive safety - to help people during one of their worst life experiences: an automobile accident.
Protective Exterior Safety
Protective safety in the new Volvo S80 is structured in the form of a network of exterior and interior safety systems that interact to reduce the risk of occupant injury in the event of a collision. The exterior systems have the task of distributing and absorbing incoming collision forces so that the passenger space is preserved as intact as possible. The body is therefore built in the form of a box-section structure using varying grades of steel, with all the components interacting to provide controlled deformation that reduces impacting energy to the human body.
Transverse Mounted Engines
Like the rest of Volvo's offerings, the S80 features a transversely installed engine and front-wheel drive. Transverse engine installation provides a controlled deformation zone in the engine compartment and helps reduce the risk of engine intrusion into the passenger compartment in a frontal collision. Even the new V8 is transversely installed thanks to its extremely compact dimensions and effective packaging.
Interior Safety
Interior safety systems assist in keeping the passengers securely in place to help maximize Seat belt/airbag effectiveness and minimize the risk of serious injuries. In order to provide the most effective protection possible Volvo Cars has developed a number of unique systems.
A new type of side-impact airbag makes Volvo's patented SIPS (Side Impact Protection System) even more effective. The new side impact airbags feature two separate inflation chambers - one at hip height and one at chest height. Since the hips can withstand greater impact than the chest, the lower chamber is inflated at five time's higher pressure than the upper section. The side impact airbags interact with the inflatable curtains (IC) and the body's network of beams to reduce acceleration loads on the human body.
Volvo's WHIPS (Whiplash Protection System) - is one of the most effective on the market. In the event of a severe impact from the rear, the front Seat backrest and head restraint move together with the occupant's body, thus damping its movement in much the same way the arms move rearward when catching a ball. In the latest generation of WHIPS, the system's function has been further developed to provide an even smoother "catching" motion.
A three-piece steering column designed to pivot up and collapse away from the driver through the use of a pyrotechnically charged separation bolt. This helps to better position the air bag deployment process for pending contact with the driver.
All five seats are equipped with three-point inertia-reel safety belts, belt pre-tensioners and head restraints. The highest possible safety requires that all occupants always use their safety belts (which Volvo made standard equipment in 1959 - a world's first).
Preventive safety - the avoidance of accidents - was one of the most important starting points when the new S80 was being developed. Preventative safety has lead to an entirely new generation of advanced driving and support systems and, of course, included Volvo's legendary Protective safety.
Accident avoidance is the next step in Preventive protection. Combining multiplexed electronics with advanced software and hardware designs have created a new level of driver assisted technologies. Preventive safety systems transform surrounding environmental activities into usable data to help the S80 driver avoid dangerous situations.
Adaptive Cruise Control (ACC) uses a radar sensor to help the driver maintain the distance to the vehicle in front. ACC should primarily be seen as a comfort-enhancing function, but it contributes at the same time to more controlled driving when the traffic rhythm is uneven.
Collision Warning with Brake Support (CW) helps reduce the risk of frontal impact. If the Volvo approaches another vehicle from behind and the driver does not react, the system alerts the driver with audible and visual signals. If the risk of a collision nonetheless continues to increase despite the warning, the brake support system is activated. The brake pads are applied against the discs and brake pressure is hydraulically amplified.
Blind Spot Identification System (BLIS) registers if another vehicle is in the offset rear blind spot along either side of the car and the driver is alerted via a visual signal.
Intelligent Driver Information System (IDIS) helps stop the driver being distracted by non-essential information in pressing situations, for instance by delaying incoming phone calls or SMS.
Active Bi-Xenon Light - moving headlight beams that follow the curvature of the road - help maintain the best possible visibility in the dark on twisting roads.
Personal Car Communicator (PCC) is an advanced control center in pocket format. At the touch of a button, the car owner can instantly find out whether ...
... the car is locked or unlocked ...
... the alarm has been activated ...
... the alarm has been set off and someone is inside the car.
The information is stored so that it is possible to check if the car really was locked when it was parked, at any time and from anywhere.
Friday, August 17, 2007
Car Insurance - New Discount to Reward Safe Driving Introduced by Unitrin Direct
"Educating people on how to drive safely goes hand in hand with providing the best possible auto insurance coverage," said Scott Carter, Unitrin Direct president. "By offering savings to policyholders in Georgia who agree to avoid common distractions, Unitrin Direct is encouraging safer driving while introducing another way to make auto insurance more affordable."
The pledge is a promise by policyholders not to do things that will take their attention off the road. At the top of the list is using a cell phone, which, in many studies, has been shown to significantly increase driver risk. One of the most notable, released in 2002 in Great Britain, concluded that using a cell phone while operating a motor vehicle is as dangerous as driving legally drunk. That finding was backed up more recently in a 2006 study overseen by researcher Frank Drews, an assistant professor of psychology at the University of Utah. After testing people on a driving simulator, Drews's group found that drivers using cell phones are 5.36 times more likely to get in an accident than non-distracted drivers.
Unitrin Direct's pledge, which can be easily completed online at UnitrinDirect.com by going to Manage Policy and signing the pledge electronically using the E-signature feature, addresses these concerns by requesting that, if drivers must talk on the phone, they use hand-free devices and only initiate a call when the vehicle is stopped. (On request, Unitrin Direct will also mail customers a hard copy of the pledge.) Drivers also agree to obey all traffic laws and to not read text messages, e-mails, GPS devices or load or watch DVDs while driving.
"Unitrin Direct is proud to be taking an active role in educating people about the hazards associated with inattentive driving," said Andy Mason, Georgia product manager. "By following the common-sense guidelines in this pledge, our customers are helping make the roads safer."
Studies that have expanded on the topic of driver distractions show a strong correlation between a few seconds of diverted attention and the risk of an accident. One that was released in 2006 by the Virginia Tech Transportation Institute and the National Highway Traffic Safety Administration found that driver inattention is responsible for up to 30 percent of crashes. Its report stated that even the simple act of reaching for an object such as a falling cup increases the risk of a crash or near crash by nine times. In a Mason-Dixon poll from 2003, a staggering 91 percent of those surveyed said they had engaged in risky behavior while driving, including talking on a cell phone, eating and even reading.
"It's a very real issue," Carter said. "As a leading auto insurance company that puts customers needs first, Unitrin Direct hopes its pledge will increase awareness of the great importance of staying focused while behind the wheel of a car."
A rapidly growing auto insurer that is popular with customers for its unique blend of friendly service and affordable car insurance, Unitrin Direct has a history of encouraging safe driving through rate breaks. Along with the focused driver pledge discount, Unitrin Direct also offers reductions for policyholders who drive vehicles with safety devices such as anti-lock brakes, air bags and passive seatbelts. Also, customers can qualify for a "Responsible Driver" discount if their safety record has been clean for the previous 12 to 36 months.*
Using a unique, direct business model, Unitrin Direct is able to streamline the insurance process to reduce overhead and pass savings along to consumers looking for affordable auto insurance. Customers who switch to Unitrin Direct from another carrier save an average of $303.** At UnitrinDirect.com, it's now quicker and easier than ever to get an online car insurance quote. Customers who prefer the phone can get an auto insurance quote by calling 1-800-642-5254.
About Unitrin Direct
Unitrin Direct is dedicated to providing its customers with outstanding service and quality coverage at competitive prices, making auto insurance simple by offering people the choices they want with the convenience they deserve. The Unitrin Direct insurance companies are subsidiaries of Unitrin, Inc. (NYSE:UTR) in Chicago and part of the Unitrin family of companies that has over six million policyholders. The Unitrin Direct companies offer affordable automobile insurance in Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington and Wisconsin. To get a free auto insurance quote, visit http://www.unitrindirect.com/ or call (800) 642-5254.
* Discounts not available in all states.
** Average savings based on new customers who reported savings between March and June 2006.
Insurance underwritten by Unitrin Direct Property & Casualty Company and Unitrin Direct Insurance Company.
Labels: Insurance